Category Archives: Housing

Women in black, poppies in red

On Question Time on Thursday night before this remembrance Sunday, Benjamin Zephaniah wore a white poppy, not a red one – and the BBC did their best to angle the cameras so that this would not be visible. I dropped some money in a British Legion collecting box on Friday, but refused the red poppy.

Poppies made by LHPF and displayed by Poppy Scotland
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Help, you’re killing us

https://edinburgheye.files.wordpress.com/2013/07/old-age-and-death-sticker-set.jpgEveryone dies. Nothing’s sure but death and taxes.

In general, over decades of the NHS and welfare support and help for disabled people, people have been living longer. Since the first Coalition government spending review, cuts on spending have targeted the poor and disabled.

The DWP’s own figures say:

The prevalence of disability rises with age. Around 6 per cent of children are disabled, compared to 16 per cent of working age adults* and 45 per cent of adults over State Pension age in Great Britain.

In 2008/09, 16% of pensioner households were living in poverty.

Esther McVey, the minister for disabled people, told the Mail on Sunday in March this year that in her view many of the people receiving disability didn’t really need it:

“Only three per cent of people are born with a disability, the rest acquire it through accident or illness, but people come out of it. Thanks to medical advances, bodies heal.”

Mortality rates have been falling steadily for years. There was a blip upwards in 2003, but it was followed by a blip downwards in 2004 – no overall change in the general trend downwards. Since the beginning of 2012, mortality among older people has been rising steadily, and has continued to rise in 2013.

[Note: The government have since decided to ensure no further evidence is published that could evidence a general trend upward by abolishing the Public Health England reports.]
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Filed under Age, Benefits, Disability, Housing, Poverty, Women

More rain? Cut flood defences

While Nick Clegg prepares to run a snow job on the people who voted LibDem last time (let me know how that works for you, folks) the rain keeps falling.

This year may be the wettest since records began in 1910.

In London, the Thames Barrier was raised on Thursday morning for the first time since March 2010, to reduce the risk of flooding as water from days of downpours causes high levels further upstream. It will be raised again on Friday morning.

A storm brewing in the Atlantic could bring up to two inches (50mm) of rain and 80mph winds in some areas this weekend.

Provisional figures show that 1.8in (46mm) of rain is needed between 27 and 31 December for 2012 to be the wettest year on record for the UK.
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Sell, deny, or delay justice

I would think anyone who’s ever been seriously ill for however short a time could understand why the Tory/LibDem plans to send sick people out on unpaid work placements is such a horror.

David Cameron and George OsborneThe denial of benefits to people who need them to survive, on the grounds that the austerity programme inflicted by George Osborne needs those cuts, is terrible enough. George Osborne claims that sick, disabled, and unemployed people “enjoy a lifestyle” that people in work are unable to. I’m unsure what the man who seems to routinely buy a standard train ticket but take a first-class seat knows about the “lifestyle” of people who depend on benefits: my guess is, only what he reads in the Daily Mail.

“The Conservative party, the modern Conservative party, is on the side of people who want to work hard and get on,” says Osborne – providing they’re not under 25, or living in a high-rent area, or disabled, or falling into debt, or a single mother, or demanding a living wage.
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IDS: The shouty man

Last night on Question Time, Owen Jones got Iain Duncan Smith to lose his temper.

Professional politicians don’t usually lose their temper in public except as a calculated electoral shtick. I think IDS just got genuinely angry.

Avedon Carol writes about co-optation to try to fight for the “more liberal” of two not-really-opposing bad policy proposals, which usually come in the same package:

Like, say, maybe some sort of choice between a big “tweak” and a very slightly smaller “tweak” that only kills 9/10 as many people as the larger “tweak” will. Or maybe creating a fight over raising the age of retirement even further, so that you’re fighting over 69 or 70. Are any of those proposals acceptable? No, of course not. But if they are suddenly on the table, we will see people allowing such a fight to become the fight, as if lowering the retirement age back down to where it used to be (or even lower) wasn’t even conceivable. It is conceivable, dammit, and for every nasty proposal, there should be a counter-proposal that goes farther in the other direction than politicians have been willing to talk about. They want to raise the retirement age? We want it lowered to 55. They want to change the calculation for the costs of living? We want to change it so that the amount is higher rather than lower. They want cuts? We want the cap eliminated. Don’t even argue about this crap – just go in the other direction. Continue reading

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The right to buy and the housing bubble

Graeme Brown, director of Shelter Scotland, writes in the Scotsman today:

RTB [Right to Buy] was introduced in Scotland in 1980 and operated largely unchanged for 20 years. Sitting tenants of public authorities had a right to buy their homes for a discount of up to 70 per cent for flats or 50 per cent for houses. The discount depended on how long you had lived there. While modernisation has slowed its impact, the overall consequences of RTB have been hugely popular.

The numbers are staggering – 490,000 social homes have now been sold in a nation of only 2.4 million households. For some households – not the poorest, but those on modest or below average incomes – it gave access to home ownership and to the accumulation of housing wealth that otherwise may never have happened.

In 2007, This Is Money reported that the cost of an average UK property had gone up by 90% over the previous 5 years: the Council of Mortgage Lenders also reported that the buy-to-let market was rising faster than the rest of the house-buying market. Five years later, the majority of new housing benefits are in work, and housing benefit is a profitable subsidy paid to those wealthy enough to take advantage of buy-to-let.

In 1975, the average house price in the United Kingdom was just over £10,000.
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Women for Independence, Independence for Women

Women for Independence goes public with its website this week and will formally launch in September. “The group’s ultimate aim is to increase the number of Yes votes amongst women in the referendum”: autonomous and not affiliated to Yes Scotland, to correct the earlier opening to this blogpost. Yes Scotland are launching a campaign on Scottish independence targeted at women: Women for Independence. The most recent YouGov poll, conducted by the Fabian society, discovered that there is a massive gender split on independence: 39% of men, 22% of women.

The traditional Scottish male way of dealing with such dissension, as we see with Ian Davidson, is to berate the women, inform us we’re wrong, and instruct us how we should change our minds. According to a founding member of the campaign, Isobel Lindsay, the plan is

“Although most of ’s supporters are not involved in party politics, all of us in this new group believe in independence for Scotland. But we also know that women are less likely to vote yes than men in 2014. We want to change that but, first of all, we want to find out what some of the issues are so we can work with women to provide the information they want and, hopefully, persuade them that voting yes makes best sense for them and their communities’ futures.”

Carolyn Leckie says:

“I love that this group is as wide as its name and that we have very diverse reasons for supporting independence, but we all agree that independence needs to be better than the status quo for women. So this group will listen to women and bring women together to organise for our own voices to be heard centre stage, for our own independence as well as that of the nation.”

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Filed under Housing, Public Transport, Scottish Constitution, Tax Avoidance, Women

Our constitution, July 2012: Rights to the Commons

Today, Andy Wightman reports, the Scottish Government announced

the establishment of a “Land Reform Review Group” that will oversee a “wide ranging review of land reform in Scotland”. If this happens it will be very worthwhile.

However, the remit and membership of this group are yet to be agreed with Scottish Ministers and it is unclear how wide the remit will be. If it is simply to undertake a technical review of the Land Reform (Scotland) Act 2003, it will be of very limited value when the real issues concern inflated land values, affordability of housing, succession law, tax avoidance, secrecy, absentee landlordism, theft of common land, land registration laws, common good etc. etc. etc.

So Andy is crowdsourcing definitions of “land reform” and outlines of the remit of this Land Reform Review group in the comments at his blog – go, read, join in.

1. Enhanced constitutional rights (e) Rights to the Commons (eg water, access to countryside)

You may remember, before the council elections earlier this year, an Aberdonian pensioner, Renee Slater, registered a mannequin, whom she named Helena Torry, to stand in the Hazlehead, Ashley and Queens Cross ward. When it was discovered that Helena Torry was not entitled to be a council candidate, the notice of poll for that ward was republished, deleting Helena Torry, and Grampian Police charged Slater with an offence under the Representation of the People Act 1983.

What you may not remember, unless you live in Aberdeen, was that this wasn’t just a silly joke or a satiric commentary on the quality of council candidates these days.

Union Terrace Gardens are a public park opened in 1879: part of the park is planted with elms that are about 200 years old, about two and a half acres of sunken gardens, planted with elms that are nearly 200 years old. From early in the 21st century onwards, there had been plans to develop a centre for contemporary arts in Aberdeen, in partnership between Peacock Visual Arts and Aberdeen Council. The development had been designed by Brisac Gonzales, had been budgeted at £13.5 million, and would have included a restaurant and a gallery. Full planning permission and £9.5 million of public funding from various sources had been secured.
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Our constitution, July 2012: Social rights

1. Enhanced constitutional rights (b) Social rights (right to universal healthcare, education)

The right to work, and to be paid for your work, is a radical demand in the UK at the moment (see Economic Rights) also A day’s work for a day’s pay:

How is it that wanting a fair day’s pay for a fair day’s work has become a left-wing, radical/revolutionary value? Iain Duncan Smith notoriously called Cait Reilly “snooty” for expecting to be paid to work in Poundland – though he himself continued to draw his MP’s salary and expenses during the six months he took off work in 2009 to care for his wife when she had breast cancer.

Social rights are good for the individual, but they’re also good for the general welfare.

Article 25: (1) Everyone has the right to a standard of living adequate for the health and well-being of himself and of his family, including food, clothing, housing and medical care and necessary social services, and the right to security in the event of unemployment, sickness, disability, widowhood, old age or other lack of livelihood in circumstances beyond his control.
(2) Motherhood and childhood are entitled to special care and assistance. All children, whether born in or out of wedlock, shall enjoy the same social protection.

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Filed under Education, Elections, Equality, Healthcare, Housing, Scottish Constitution, Scottish Culture, Scottish Politics, Tuition fees

Money money money

I work all night, I work all day, to pay the bills I have to pay
Ain’t it sad
And still there never seems to be a single penny left for me

If you have a car, you’ll have noticed your petrol costs have been going up. When you do your shopping, food costs are terrible these days. Everything’s more expensive, money just doesn’t seem to go as far as it did.

Ian Bell wrote on 30th June
:

So who still believes that the cost of petrol, food or credit, for nations or individuals, rises or falls because of the pure, dispassionate action of market forces? Speculative attacks, such as “aggressive tax avoidance”, are hardly in the spirit of the thing; the fiddling of interest rates is another malignity entirely. It strikes at the heart of capitalism. When prices cannot be trusted – for such is the effect – there is no free market.

In the case of Barclays, and perhaps 20 other household names trading on the public trust, that was the whole idea. The London interbank offered rate (Libor) and its European equivalent were supposed to act as guarantees that bankers’ claims matched reality, that they described accurately commerce between banks and, by extension, the wider world. For the sake of their bonuses and their bank, traders at Barclays decided to dispense with annoying, unhelpful reality. Time and again, for years, under the alleged instruction of “senior management”, they lied.

You don’t need to understand how Libor is constructed as a global benchmark, with highest and lowest figures discarded and averages compiled, to grasp what was done. Bankers were taken at their word. Instead of regarding this as a solemn responsibility, they took it as an opportunity, offered by suckers. The simple analogy is discovering, after a day at the races, that every nag was doped. Forget the casino economy: these characters were controlling the roulette wheel.

Do you remember the Occupy movement? I don’t know why I say “do you remember”: it’s not so long ago that they were camped out on the steps of St Pauls in London, the small area of the Square Mile that is owned by the Church, not Mammon: not so long since the tents disappeared from Charlotte Square in Edinburgh, where they were a daily reminder of the banks that own so many of the buildings around them. They were wild-eyed radical tent-dwelling hippies, who’d listen to them?

But they were right.

Ian Fraser, writing on 5th December 2011 in QFinance:

What disturbed me the most about the November 1 session was the regulators’ seeming nonchalance about criminality in the UK’s banking sector. At times, using the tortured and obfuscatory phraseology, the financial regulators almost seemed to want to pretend that criminality and fraud didn’t, or couldn’t exist in the domain they are supposed to police. This struck me as very strange.

When I wrote “Helicopter Money and Stephen Hester“, it was meant to be an account of what happened to the rich instigators and their victims – to describe the links between Paula Daly, who became homeless after the bank foreclosed on her business in September 2008, and Jeffrey Verschleiser, head of the sub-prime mortgage operations at Bear Stearns, who had just booked a 93-room luxury hotel for a family weekend.

Despite sub-prime mortgage operations having led to a wave of criminal repossessions across the US (including, quite literally, a special court system so that fraudulent and predatory loans could be resolved in the lenders’ favour and the houses attached to them sold again with clean paperwork) Jeffrey Verschleiser wasn’t worried he might get prosecuted any more than he had money worries. I noted this in passing, citing Why Isn’t Wall Street in Jail?, which opens with Matt Taibbi, of Rolling Stone, and a former Senate investigator in a Washington bar in January 2011:

“Everything’s fucked up, and nobody goes to jail,” he said. “That’s your whole story right there. Hell, you don’t even have to write the rest of it. Just write that.”

I put down my notebook. “Just that?”

“That’s right,” he said, signaling to the waitress for the check. “Everything’s fucked up, and nobody goes to jail. You can end the piece right there.”

A fortnight ago, Matt Taibbi wrote about the conclusion of the first criminal trial which has sent Wall Street staff to jail: Continue reading

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